Oct 20, 2026

Why AI Agents Will Need Their Own Bank Accounts — Lincoln Murr, Coinbase

Lincoln Murr, head of AI product at Coinbase, explains agentic finance, covering agents that pay and agents that grow money. He traces the path from AgentKit, an early experiment giving an AI a wallet, to x402, an open payment standard built on the long-unused HTTP 402 code. He also discusses microtransactions as a replacement for the ad economy, agents executing trades from simple instructions, the trust-building lessons from two years of development, and the vision of agents that can pay for their own upkeep.

Sep 01, 2026

Why Your AI Agent Needs a Wallet: USDC and Nanopayments — Harshal Bhangale, Circle

Harshal Bhangale from Circle demonstrates how AI agents equipped with a digital wallet, powered by USDC and Circle's Nanopayments, can autonomously pay for microtransactions at high frequency. He contrasts this with traditional payment methods and blockchain limitations, showing how funded agents successfully execute complex tasks (like trip planning with email and phone calls) that unfunded agents cannot, emphasizing the need for real-time, low-cost payment infrastructure for the agentic economy.