Tokenless

Coinbase

Why AI Agents Will Need Their Own Bank Accounts — Lincoln Murr, Coinbase

Why AI Agents Will Need Their Own Bank Accounts — Lincoln Murr, Coinbase

Lincoln Murr, head of AI product at Coinbase, explains agentic finance, covering agents that pay and agents that grow money. He traces the path from AgentKit, an early experiment giving an AI a wallet, to x402, an open payment standard built on the long-unused HTTP 402 code. He also discusses microtransactions as a replacement for the ad economy, agents executing trades from simple instructions, the trust-building lessons from two years of development, and the vision of agents that can pay for their own upkeep.

Open Source Is Dead. Long Live Open Source. — Saoud Rizwan, Cline

Open Source Is Dead. Long Live Open Source. — Saoud Rizwan, Cline

Saoud Rizwan, founder of Cline, discusses how AI has eroded trust in open-source communities, leading projects like Zig and curl to restrict AI-generated contributions and exposing severe supply chain risks, as seen with the litellm compromise. He argues that while community open source is struggling, the economic imperative of "open weights" models is rising. Citing the high costs of closed LLMs and the success of models like GLM at Coinbase, Rizwan draws parallels to the Open Compute project, predicting a commoditization of AI inference. He urges American labs to release open-weights models to maintain technological leadership against foreign competitors and prevent lock-in.

How To Be Contrarian — And Right

How To Be Contrarian — And Right

Garry, Harj, Jared, and Diana discuss why founders should pursue contrarian ideas in a crowded AI market. They analyze how companies like Uber, Coinbase, and Flock Safety found massive success by tackling non-obvious, legally ambiguous, or seemingly impossible problems that others ignored.

Now Is The Best Time To Build In Crypto

Now Is The Best Time To Build In Crypto

A summary of the conversation between YC's Harj Taggar and Base's Jesse Pollak about the 'golden age of crypto,' covering the evolution to Fintech 3.0, the technological and regulatory shifts enabling it, and the key opportunities for founders in stablecoins, tokenization, and the intersection of AI and crypto.