Every AI Company Is Accidentally Building a Bank — Dor Sasson, Stigg

Dor Sasson argues that the 2026 AI pricing crises at Anthropic, OpenAI, and GitHub were infrastructure failures: usage was checked after invoicing rather than before inference. He proposes synchronous entitlement checks with asynchronous settlement, borrows banking concepts such as holds, double-entry bookkeeping, and credit sources, and outlines four patterns for selling AI at scale.