Tokenless

Tokenless

Stop Making Your Customers Click Approve - Emil Chetty, Wise

Interactive discovery

Explore the topic map

Follow the connections between themes, people, and ideas across the Tokenless archive in an interactive topic modeling map.

Open the map Browse posts

Machine Learning

View All
Judge a Transaction by the Company It Keeps — Somya Rai & MD Sharique, EXL

Judge a Transaction by the Company It Keeps — Somya Rai & MD Sharique, EXL

EXL developed an advanced fraud detection system that augments XGBoost with Graph Neural Network (GNN) embeddings. Traditional tabular models struggle to capture fraud signals residing in transaction neighborhoods. The system's innovative design includes meticulous sampling strategies, disjoint monthly graph construction for leakage control, and a GraphSAGE architecture that aggregates mean, max, and standard deviation of neighbor features to detect subtle fraud patterns. Emphasizing explainability for regulatory compliance and analyst trust, it also features a highly optimized serving architecture achieving 3ms P99 latency, pivoting to edge prediction to reduce cache footprint from 60GB to 2-3GB. This led to a 27-33% relative lift in true positive rates and a projected $65 million incremental fraud capture.

From 15% to 90% GPU Utilization: Fix the Data Pipeline, Not the Model

From 15% to 90% GPU Utilization: Fix the Data Pipeline, Not the Model

Tarun Sunkaraneni from Amazon AGI shows how a multimodal SFT pipeline that spent about 85% of its time waiting on data was brought to roughly 90% GPU utilization. He walks through concurrency with asyncio and Ray actors, prefetching, zero-copy transfer via Ray's object store, and a network-card bottleneck that appears only at scale, and argues that the hardest part of training throughput is often keeping GPUs fed rather than optimizing the model.

Small Models, Big Results: Training a Finance Agent for Under $500 — Charles Dickens, Snorkel AI

Small Models, Big Results: Training a Finance Agent for Under $500 — Charles Dickens, Snorkel AI

Snorkel AI and UC Berkeley's Sky Computing Lab show that a 4B Qwen3 model, trained with reinforcement learning for under $500 using the rLLM framework, beats its 235B sibling on expert-validated financial question answering built from SEC 10-K filings. The talk covers the FinQA dataset construction and verification, common failure modes of frontier models, transfer to multi-table and general tool-use tasks, and ablations showing that simple data and binary rewards outperform more elaborate setups, since the real bottleneck is disciplined tool use rather than reasoning depth.

Artificial Intelligence

View All
Why Waiting for the Next AI Model Can Pay Off - John Stecher, Blackstone & Scott Worland, Norm AI

Why Waiting for the Next AI Model Can Pay Off - John Stecher, Blackstone & Scott Worland, Norm AI

Blackstone CTO John Stecher and Norm AI CTO Scott Worland discuss how to build AI agent systems that remain useful as models improve. They cover why data strategy and straight-through processing come first, how to weigh ROI against waiting for a better model, how evals anchor financial-services work, and why Norm rebuilt its platform after a large hand-labeled eval set exposed the cost of over-engineered code.

How We Took an AI Agent From 41% to 97% Accurate - Milind Sunil Shah, Brainbase Labs

How We Took an AI Agent From 41% to 97% Accurate - Milind Sunil Shah, Brainbase Labs

Milind Sunil Shah of Brainbase Labs presents a six-step framework for improving back-office agents, illustrated with a Domino's project that tracks competitor pizza prices across websites and delivery apps. Accuracy rose from 41% to 97%, cost per source fell from $2 to $1, and run time dropped from 129 to 71 minutes, all through instructions, skills, and playbooks rather than a new model. The talk covers kickoff, ontology, benchmarks and evals, a narrow first agent, iteration, and handing off the full loop.

Stop Making Your Customers Click Approve - Emil Chetty, Wise

Stop Making Your Customers Click Approve - Emil Chetty, Wise

Emil Chetty of Wise explains how the company lets AI agents handle customer payments without turning customers into approval queues. The core idea is a locked customer agreement covering the whole job, agent-chosen execution steps, and existing payment software that enforces the terms, even when an agent is manipulated by a prompt injection.

Technology

View All
What iPhone Packaging Reveals About the Robotics Opportunity

What iPhone Packaging Reveals About the Robotics Opportunity

Tutor Intelligence CEO Josh Gruenstein explains why robotics is a systems problem spanning AI, hardware, manufacturing, and customers, and how deploying robots into real factories and warehouses, with human tutors as backup, generates the data that makes them more capable. The discussion covers the company's own robot designs, its focus on small and mid-sized businesses, the economics of flexible robotic labor, and the implications for American manufacturing and supply chains.

Why Founders Are Betting Big on Factories, Mines, and Energy

Why Founders Are Betting Big on Factories, Mines, and Energy

Erin Price-Wright and Connor Love unpack the AD50 and the rebuilding of America's industrial base, covering how defense demand is financing manufacturing capacity for commercial markets, how AI is reshaping factory economics, how a new generation of founders applies lessons from SpaceX, Tesla, Anduril, and Palantir to mining, energy, and manufacturing, and why private capital is now willing to fund physical infrastructure before government demand is guaranteed.

Mark Cuban’s Plan to Make Healthcare Affordable

Mark Cuban’s Plan to Make Healthcare Affordable

Mark Cuban and Julie Yoo discuss how transparency, direct contracting, and AI could reshape healthcare economics, from Cost Plus Drugs and modular pod manufacturing to personalized medicine, the future of physicians, and advice for founders who want to use AI to learn rather than to stop thinking.

Recent Post

How to Make AI Forget

How to Make AI Forget

Ben Luria, CEO of Hirundo, discusses the critical need for machine unlearning, framing it as a form of "AI neuro-surgery" for enterprise AI. He explains how this technique directly modifies model weights to remove unwanted data and behaviors, addressing core risks that superficial solutions like guardrails cannot solve.

What are State Space Models? Redefining AI & Machine Learning with Data

What are State Space Models? Redefining AI & Machine Learning with Data

State Space Models (SSMs) are emerging as a powerful and efficient alternative to Transformers for handling sequential data. Aaron Baughman explains the core concepts of SSMs, their mathematical foundations, and how architectures like S4 and Mamba address the memory and scalability challenges inherent in Transformers, leading to a new generation of faster, more intelligent hybrid AI models.

AI and the Future of Warfare with US Under Secretary of War Emil Michael

AI and the Future of Warfare with US Under Secretary of War Emil Michael

Emil Michael, the Under Secretary of War for Research and Engineering, details the radical technological transformation of the US military. He discusses the architecture and rapid launch of GenAI.mil, an internal AI platform powered by Gemini that reached over one million users in 30 days. He also outlines critical technology priorities, including scaled hypersonics and autonomous drone swarms, and the urgent need to rebuild the American defense industrial base for a new era of global competition.

How Ricursive Intelligence’s Founders are Using AI to Shape The Future of Chip Design

How Ricursive Intelligence’s Founders are Using AI to Shape The Future of Chip Design

Anna Goldie and Azalia Mirhoseini of Ricursive Intelligence discuss how their work on Google's AlphaChip, which used AI to design TPUs, is now being extended to automate the entire chip design process. They explain their vision for a 'designless' industry and a recursive self-improvement loop where AI designs better chips, which in turn accelerates AI development.

Identity for AI Agents - Patrick Riley & Carlos Galan, Auth0

Identity for AI Agents - Patrick Riley & Carlos Galan, Auth0

This session from Okta and Auth0 introduces a comprehensive framework for securing AI agents, covering identity establishment, delegated API access via Token Vault, user consent for risky operations using Asynchronous Authorization (CIBA), and integration with MCP servers.

Ransomware whack-a-mole, AI agents as insider threats and how to hack a humanoid robot

Ransomware whack-a-mole, AI agents as insider threats and how to hack a humanoid robot

A discussion on the evolving cybersecurity landscape, covering the persistent threat of ransomware gangs adapting with AI, the critical failures in identity security highlighted by the Zestix case, the emergence of AI agents as a new class of insider threats, and the physical-world risks demonstrated by hacking humanoid robots.

← PreviousNext →

Stay In The Loop! Subscribe to Our Newsletter.

Get updates straight to your inbox. No spam, just useful content.